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What Insurance do the Hazardous Industries Need?

Hazardous Industry Mono-Line Workers Comp Insurance

When it comes to the hazardous industry exposure, it is not so much a matter of regularity of occurrences, but the severity of an injury occurrence. This is why the insurance companies insist on applicable risk management.

Related: about lead paint contamination insurance

The following are some of the business classes that can be included in this type of Workers Compensation Program:

  • Loggers
  • Truckers
  • Agribusiness
  • Oil and Gas businesses
  • Maritime operations
  • Various Manufacturers
  • Builders

Hazardous Material Hauler Insurance

Transporters of hazardous materials require this specialized type of insurance. While the Motor Carrier Coverage Form is typically used for auto liability and physical damage coverage, general liability protection can be modified to proffer certain pollution risks. The MCS-90 endorsement is offered for hazardous materials under the Motor Carrier Act.

Hazardous Waste Storage and Disposal Facilities Insurance

Under the terms of the EPA (Environmental Protection Agency), bosses and operators of hazardous waste treatment, storage or disposal services must acquire insurance or give other proof of that demonstrates ability to compensate for 3rd party damages resulting from sudden and non-sudden accidental pollution events.

Hazardous Waste insurance protects businesses that are engaged in generating, processing, transporting or disposing of related waste. Varying coverages include:

  • Commercial General Liability
  • Commercial Auto Liability
  • Workers Comp
  • Commercial umbrella Liability
  • Commercial Property Liability

For more on insurance related to the hazardous industries, consult with a knowledgeable independent insurance agency.

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For all forms of NJ, NY, PA, FL, MI and other state P&C coverage, including general liability, homeowners, auto, business, workers comp, umbrella, life insurance and more, visit us at our insurance website, email us at PRIME [at] primeins [dot] com or call us at 732-400-5242.


Summary: As unique as the hazardous materials industries are, so is the related insurance coverage. This summary on related insurance policies highlights the required protection.




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