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Why Posting Exaggerated Business might Adversely Affect Insurance

A True Story about Insurance for a Contractor

Here’s an interesting narration that may make a business owner think twice before bragging about ‘fake’ activity.

Joseph from Prime Insurance recently wrote a policy for a contractor. Then he hit a snag: the insurance carrier threatened to cancel the day after binding because the insured’s online presence indicated he was performing much more than Prime had reported.

The simple explanation behind the exaggerated activities was the contractor’s desire to attract online attention to his business.

Upon Prime’s prompting, the contractor cleaned up his online presence, allowing Prime to convince the carrier to rescind the insurance cancellation.

Insurance Lesson?

Businesses: watch what you post online! Fact is that it is not only potential customers that will view it…

PRIME Insurance is a 3-generation family-run independent agency that has won the admiration of the industry. We’ve been presented with numerous awards and been appointed to conduct direct business with more than 40 of the leading companies - big names like ACE, ASI, ASSURANT, CHUBB, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. With thousands of satisfied customers, we benefit policyholders by reviewing current coverage, as well as by shopping our wide network to locate tailored coverage at competitively lowest quotes.

PRIME Insurance provides all forms of NJ, NY, MD, TX, FL, CA, TN and other state coverage, including auto, commercial umbrella, flood, vacant property, renters, homeowners, bonds, workers comp, life insurance and more. We invite you to experience the PRIME difference by visiting us on our online insurance website; emailing us at PRIME [at] primeins [dot] com; or by calling us at 732-400-5242!


Summary: When a contractor embellished his activities online, it backfired by getting his insurance cancelled. Here’s what we can learn from the story. 


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