If you own a pizza shop you are part of the vibrant mosaic of families in your area that consist of mothers, fathers, kids, grandmas, grandpas and so on. Because of the ongoing foot and driving traffic to, from, and within your establishment, you have so many exposures that need to be addressed by a Business Owners Insurance Policy.
Besides the possibility of becoming the brunt of a lawsuit in relation to slips and falls, food, fire, and other perils associated with the industry, there’s another consideration.
Pizza delivery services involve risks on the road that you and your employees need specific coverage for.
Auto Insurance for Pizza Delivery
Comprehensive commercial insurance packages specifically designed to address the exposures in relation to pizza delivery tasks are provided by various insurance companies.
Although the majority of the policies are standard, some specialized insurance programs incorporate hired and non-hired auto liability coverage that generally will not be available in standard commercial auto coverage.
Hired and Non-Hired Auto Insurance can help cover the pizza shop’s liability in the event of an accident you or your employee causes while driving a personal or rented vehicle for business related functions.
If your pizza shop owns its own car for pizza deliveries and rents other vehicles or lets employees use their own vehicles for business related errands, your business needs both a commercial auto policy as well as a Hired and Non-Hired Auto policy offered by a special pizza delivery insurance program.
Speak to us at Prime Insurance for more information about getting precise coverage to protect your pizza shop’s daily operations.
PRIME Insurance is a three-generation family-run independent agency. We’re proud to partner with many of the leading underwriters – recognized companies like ACE, AmTRUST, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage and bonds at competitively lowest quotes. Visit us on our online insurance website or email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!
Summary: Pizza shops face all sorts of liability exposures – including the risks involved with pizza delivery errands. Prime Insurance focuses on an all-encompassing insurance package for the industry.