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Will Insurance Cover Business Losses from a Measles Outbreak?

Measles has been off the radar in the US for decades. However, a recent outbreak attributed to unvaccinated travelers and those known as ‘Anti-Vaxxers’ has brought it back.

Health officials are in an uproar.

The City of NY is addressing the current outbreak with vigorous measures, targeting areas where the majority of cases have been confirmed. In an effort to curb Measles, the mayor of NY has ordered school closures in order to punish those not conforming to vaccine protocol.

The Property Casualty Insurance Company focuses on how an outbreak’ of such an extremely contagious disease would affect insurance coverage.

Denny Jacob’s article in the company’s magazine suggests it could upset the travel, sports and entertainment industries. It is not far-fetched to envision how other types of business may eventually be hurt as well.  


Business Interruption Loss Insurance

The silver lining of Business Interruption insurance may offer some consolation and it may be safe to assume that the commercial coverage may pay for sanitizing and decontaminating a business premises.

In regard to other related issues, including risk management, it remains to be seen how insurance companies will tackle the challenge.



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Summary: The Measles outbreak is featured on the headlines of national news. With a potential to impact the travel, sports and entertainment industries as well as schools and other businesses, Prime  bring this perspective on related commercial insurance coverage.


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