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How to Protect your Auto Shop Property

- Get Good Business Insurance Coverage! - There are so many auto repair shop owners like you that are worried about liability risk exposure. See why getting a tailored NJ commercial insurance policy is your best...

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5 Sure Steps to Protect Against a Tornado

Property insurance exists because damages do occur. Tornadoes such as the most recent ones, for instance, are known to incur tremendous losses. Weather News Coverage Recap A powerful tornado flipped a tractor-trailer...

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How to Best Protect Your Junior Sports League

- Insurance for Non-Profit's Risk Exposure - There's nothing like getting the kids into organized sports activities. But when it comes to little leagues, there's a whole lot more than good fun that's up to bat. ...

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Own an Entertainment Center?

- Amusement Parks, Theaters, Etc. Need Specialized NJ Insurance - Owning an amusement/entertainment center involves more liability risk exposure than most industries. Your operation needs special business coverage if...

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Going away for the Holidays?

- Secure Your NJ Home from Burglary - The holiday season is a perfect vacation time. But while you're away, you worry: is it possible for intruders to break into your home? Will your absence increase your exposure to ...

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Holiday Cooking and Home Fires

How to Avoid the Risk Exposure - Happy Holidays! As you gear up for family fun and celebration, you'll be spending a lot of time preparing time-honored holiday meals. In terms of national statistics, you'll be...

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NJ Shore Area: The Aftermath of Hurricane Sandy

AP Photo by Mel Evans NJ Homeowners - How far have we come in three years? - October 29. 2015 marked three years since the great storm that rocked the Tri-State area. For shore area homeowners, the devastation stood...

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Are You a Healthcare Facility Struggling With Insurance Issues?

You Are Not Alone - Coverage Difficulties - Healthcare facilities, such as nursing homes, aging facility services, mental institutions and the like, share common insurance hurdles. These include: Rising costs High...

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Attention Adult Day Care Owners!

- Question: Is your Professional Liability Policy written on a Claims Made Form or on an Occurrence Form? - Some may not even know the answer, but this query highlights a prime example why an adult day care owner may...

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Do You Understand Insurance?

- Do You WANT to Understand Insurance? - Based on years of experience with dealing with all types of folks, PRIME Insurance has learned that today's customers are different than those of yore. Today, customers want to...

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Own a Pet Care Store?

- Make sure you have the right insurance coverage! - You deal with a variety of pet related products. You're used to lively human chatter along with the all types of animal sounds that accompanying four-legged friends...

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Good thing there’s coverage for lawsuits.

Outrageous Stories About Ridiculous Lawsuit Cases Drunk Driver Gets $300,000 After Crashing Car Linda Hunt of Ontario, Canada, drank one too many at an office party. Following the shebang, she crashed the car she was...

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MetLife Auto & Home Insurance Company and PRIME Insurance Agency

- Leading Insurance Company Selects Top Agency to Serve Business Owners - It's true! MetLife has recently announced its entrance into NJ's business insurance market. As its horizons open to include superior products...

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If You’re a Small Business, You Need Employment Practices Liability Insurance (EPLI).

- Question: What's an employer more likley to get a claim for - employment or property/general liability? - Statistics point to the fact that a business owner is more prone to having an employment claim than a property...

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Hot Enough For ‘Ya? Get the Tips to Cool Down!

Back in January, how we longed for those deliciously warm days of summer! The thought of stepping out of our homes minus any need to wear hats and coats or scrape the ice off the car seems to always bring a wistful...

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“If not for my Umbrella Insurance… My NJ business would be in ruin”

How insurance foresight saved my life's ambition. I worked long and hard to become a leader in my particular industry. Nonetheless, with each notch to the top, I never lost sight of the fact that I could easily tumble...

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How Insurance-Smart are you?

"INSURANCE DEDUCTIBLE" EXPLAINED - We all know that every insurance policy out there comes with a policy deductible. Depending on the policy, your deductible may be in the form of a standard flat fee, such as $1,000 or...

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