When the warmer seasons are in force, it’s the time to enjoy the great outdoors to the full extent. These days, homeowners are taking more advantage of their yards by installing all types of family entertainment. From...

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Often, when involved in a minor accident the two parties decide on their own to handle the damages without filing a police report or making an insurance claim. This may seem the logical choice to avoid a rate increase,...

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In 1968, the US Congress created the National Flood Insurance Program (NFIP) to shield property owners from the risks of flood damage. The NFIP offers flood insurance to home and property owners, renters and business...

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Measles has been off the radar in the US for decades. However, a recent outbreak attributed to unvaccinated travelers and those known as ‘Anti-Vaxxers’ has brought it back. Health officials are in an uproar. The City of...

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Spring and summer’s irresistible pull to the great outdoors includes bicyclists. The added traffic strain on the roads, however, places drivers of all types of vehicles at risk of a related accident. MORE: when the...

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“Passengers are advised to check available flights with other airlines,” says the suddenly defunct WOW Iceland airline that has left thousands of passengers in the lurch. Will your travel insurance protect you in the ...

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Nebraska and many parts of the Midwest are reeling from the recent floods, but the effects of such disasters are not exclusive to that area. Cases in point, of course include FL, TX and other states impounded by...

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The insurance industry is very vigilant about fraudulent claims. One of the most cunning examples of auto insurance claim fraud involves something known as a staged crash or collision where it is not just the insurance...

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Polar Vortex Alert from PRIME Insurance and The Hartford - One of winter’s most expensive insurance claims involve burst pipes. Extreme cold has resulted in hundreds of thousands of dollars in losses for businesses, but...

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On January 14, 2019, a Minnesota motorist’s video captured the heart-stopping episode: a car seat with a toddler strapped into it tumbled from a moving car. Miraculously, the child was uninjured and was saved from a...

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Earthquakes and resulting damages have been on record here in the United States since 1900. Being that the natural disaster can occur at any moment without warning, you may be anywhere – even in the car – when tremors...

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Tell Andrew Sipowicz of Buffalo, NY about hit and run accidents and he’ll likely go on about it on a personal level, as broadcast on his twitter account. While surveying the damage done to his red 2012 Ford Mustang on...

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When a sewer line contractor working in the heart of a residential area in Lakewood, NJ struck a gas line, it sparked an explosion and prompted dozens of home evacuations. RELATED: testing for radon in your home In view...

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We’ve highlighted workers compensation fraud and how it hurts us all before. The following are two examples of fraud uncovered. RELATED: When Workers Comp Discounts Are Available Workers Comp Fraud in TX - Gary Hunt...

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With scenes of cars enveloped by floods in the aftermath of hurricanes and tropical storms on the public radar, the headline on this blog begs for answers. Will insurance cover a vehicle damaged by flood water? Auto...

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One in 200: those are the chances of your home being stuck by lightning, as per the National Lightning Safety Institute. The statistic, along with a 2015 insurance study citing related damages above the $825 mark, is...

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We’ve recently heard about restaurants that have been in the media’s spotlight for asking certain patrons to leave based on political leanings and for taking other actions that may be the basis for a lawsuit. Restaurant...

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Newly built homeowners join millions of other Americans who collect their mail from curbside boxes. For the US Postal Service that instituted the change, it translates into a multi-billion cost-saving effort. RELATED: ...

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While driving down the street, a woman was hit by a teenage driver. Though no one was hurt and the scratch the boy made to her car did not really amount to much, it was an eyesore. The boy’s parents immediately came...

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A former NY Port Authority officer pleads guilty to workers comp fraud after getting caught singing in a band while collecting disability from the police department for an injured arm... An actor dances energetically in...

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According to a 2017 Liberty Mutual study, the ten most common causes for serious employee injury come with a hefty bill: more than $60 billion associated with medical and loss of wages payments. Add that to the indirect...

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- Get Good Business Insurance Coverage! - There are so many auto repair shop owners like you that are worried about liability risk exposure. See why getting a tailored NJ commercial insurance policy is your best...

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Property insurance exists because damages do occur. Tornadoes such as the most recent ones, for instance, are known to incur tremendous losses. Weather News Coverage Recap A powerful tornado flipped a tractor-trailer...

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- Insurance for Non-Profit's Risk Exposure - There's nothing like getting the kids into organized sports activities. But when it comes to little leagues, there's a whole lot more than good fun that's up to bat. RELATED:...

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- Amusement Parks, Theaters, Etc. Need Specialized NJ Insurance - Owning an amusement/entertainment center involves more liability risk exposure than most industries. Your operation needs special business coverage if it...

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- Secure Your Home from Burglary - The holiday season is a perfect vacation time. But while you’re away, you worry: is it possible for intruders to break into your home? Will your absence increase your exposure to...

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How to Avoid the Risk Exposure - Happy Holidays! As you gear up for family fun and celebration, you’ll be spending a lot of time preparing time-honored holiday meals. In terms of national statistics, you’ll be putting...

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You Are Not Alone - Coverage Difficulties - Healthcare facilities, such as nursing homes, aging facility services, mental institutions and the like, share common insurance hurdles. These include: Rising costs High claim...

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- Question: Is your Professional Liability Policy written on a Claims Made Form or on an Occurrence Form? - Some may not even know the answer, but this query highlights a prime example why an adult day care owner may be...

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- Do You WANT to Understand Insurance? - Based on years of experience with dealing with all types of folks, PRIME Insurance has learned that today’s customers are different than those of yore. Today, customers want to...

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- Make sure you have the right insurance coverage! - You deal with a variety of pet related products. You’re used to lively human chatter along with the all types of animal sounds that accompanying four-legged friends...

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Outrageous Stories About Ridiculous Lawsuit Cases Drunk Driver Gets $300,000 After Crashing Car Linda Hunt of Ontario, Canada, drank one too many at an office party. Following the shebang, she crashed the car she was...

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- Leading Insurance Company Selects Top Agency to Serve Business Owners - It’s true! MetLife has recently announced its entrance into NJ’s business insurance market. As its horizons open to include superior products in...

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Back in January, how we longed for those deliciously warm days of summer! The thought of stepping out of our homes minus any need to wear hats and coats or scrape the ice off the car seems to always bring a wistful...

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- Home Owners Insurance. It’s All the Same, Right? - WRONG! Never assume anything - unless you are familiar with the coverage. Standard Homeowners Insurance - What You Can Expect - In a standard policy, you may be...

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How insurance foresight saved my life’s ambition. I worked long and hard to become a leader in my particular industry. Nonetheless, with each notch to the top, I never lost sight of the fact that I could easily tumble...

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“INSURANCE DEDUCTIBLE” EXPLAINED - We all know that every insurance policy out there comes with a policy deductible. Depending on the policy, your deductible may be in the form of a standard flat fee, such as $1,000 or $...

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