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Sand and Gravel Hauler: What Kind of Insurance?

So, you operate a trucking operation that hauls sand and gravel and aggregate or ore. 

In regard to insurance, the underwriters generally find it difficult to place the auto liability and physical damage coverage for several reasons:

  • The commercial trucks frequently do runs over narrow, winding roads.
  • The added weight of the sand, gravel and other components.

Both aspects add considerable exposure to sudden loss of driving control – and more so, should the trucks lack a proper maintenance program.

Dump trucks are prorated corresponding to their usage, size, and distance they are driven, as well as their initial cost.


Dump Truck Hauler Insurance

If you an independent hauler leased to a motor carrier, there may be provided liability insurance coverage already in place. You will then probably need to locate physical damage insurance for your own truck.

Motor Carrier Insurance

If you operate a commercial carrier company, you require auto liability and physical damage coverage, as well as other forms of insurance that apply to all business operations.

For more information about the sand and gravel hauling / commercial auto business insurance needs and assistance in related matters, speak to the experienced professionals at Prime Insurance.


PRIME Insurance is a three-generation family-run independent agency. We’re proud to partner with many of the leading underwriters – recognized companies like ACE, AmTRUST, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, THE HARTFORD, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage and bonds at competitively lowest quotes. Visit us on our online insurance website or email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!


Summary: Learn about the insurance requirements for the sand and gravel/dump truck industry in this brief commercial auto summary.




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