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Who Pays for Repairs on Your Home’s Underground Utility Lines?

Surprise, Surprise! The homeowner owns underground utility service lines that lie on the property. Should damages occur, a standard homeowners insurance policy will not cover repairs. The Solution? An endorsement to...

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Why Your Business Genuinely Needs Cyber Insurance

- An Overview of Submitted Cyber Insurance Claim Examples - Cyber Ransomware Insurance Claims A NJ nursing home was hit by a ransomware attack of which numerous files became encrypted. The cyber criminals wanted an...

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About Employment and Staffing Agencies and Insurance Coverage

Employment Agencies Errors and Omissions Insurance - Employment agencies and their advising staff typically are found in large cities. They help those searching for jobs as well as those seeking employees to fill posts...

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How to prevent Employee Chronic Pain and Opioid Addiction

Every business should be concerned about employee health, safety and accompanying workers comp costs. As the media highlights the devastating effects of workers' pain management and opioid dependency, insurance...

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Inland/Ocean Marine Insurance from the Specialty Underwriters

- Another PRIME Insurance - TokioMarine Special! - PRIME Insurance is happy to proclaim its partnership with TokioMarine, experienced specialty underwriters. Together, we offer the various forms of Inland or Ocean...

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Will Insurance Pay for Vandalism Damage?

Vandalism in Charlottesville, NC, Boston, MA and now in Manhattan in regard to the 'Charging Bull' has drawn national attention. How does it relate to insurance protection? "Willful and malicious destruction of...

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Why Professional Liability for the Dental Profession?

Doctors and nurses rely on professional liability insurance to cover them from claims related to their practice. The same is true for dentists, dental hygienist, orthodontists and other dental specialists that face...

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How a Customer Learned to Buy Proper Vacant Property Insurance

Obtaining insurance from an experienced, reliable and honest insurance agent is the key to knowing you will be properly covered. For one vacant home owner, the promise of savings on a NJ insurance policy could have...

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What the New Coverage for Artisan Contractors Can Do For You!

A PRIME Insurance - TokioMarine Special! - PRIME Insurance is proud to announce its partnership with TokioMarine, leading specialty underwriters. Together, we present AritisanEdge, streamlined insurance for the artisan...

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Entertainer Insurance: How the Twins of France Found Coverage

"We bound an interesting kind of risk today," said PRIME Insurance P&C agent, Laizer Schonbrun. Exploring the insurance options available to the world-famous Twins of France was somewhat of a challenge. Differing...

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How to Have a Faster Security Check at Airports

Summertime and holidays are the busiest seasons for airports. Make your security check as efficient and painless as possible by following stress-free suggestions. MORE: How to protect yourself from unexpected travel...

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Is Your Family Prepared for Hurricane’s Wrath?

Hurricane season typically begins at the start of June and lasts through November. Is there anything that that the home dweller or business owner can do to protect family and property? Sure there is! Eight Tips...

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How to Keep Fire-Safe in an Apartment Building

Fire in an apartment building? The mere thought sends shudders up anyone's back - including those of us in the insurance industry! RELATED: How the apartment dweller can protect his/her belongings With so many family...

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What Insurance for Animal and Vehicle Racetracks?

For the animal and vehicle racetrack, the hazards are of the unique kind, necessitating a specific type of coverage. Animal Racetrack Insurance - Animal racing, such as those in which horses and greyhounds compete, is...

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Why Does My Vacant Land Need Good Insurance?

You need vacant land insurance because the liability risks are there for: Land that you plan to build on, yet no construction has begun Lakes and ponds on the property RELATED: what you need to know about your...

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Healthcare Facilities: How to find an Insurance Policy

A PRIME Insurance and CHUBB Special - PRIME Insurance offers premium liability coverage through the leader in the industry. This policy meets the needs of the expanding range of healthcare facilities, from teaching to...

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Cyber Insurance: How to Make a Small Business Safe

If you ask the business claims insurance experts, they'll be frank and upfront: cyber hacking occurs all the time. Avoid the risk of becoming a hacking victim with protective commercial insurance. RELATED: Medical...

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How to Be a Winning Landlord

Pretty high on the list of priorities for the landlord is getting a good insurance policy for any property that's rented out. After all, risks lurk in every nook and cranny. No matter what kind of excellent...

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What are Interesting Facts about the Cold of Winter?

The shivering cold has hit the Tri-State area. With the wind chill factor at a dangerous level and snow accumulation for Upstate NY, including the famous snow belt of Buffalo, NY, the National Weather Service warns of...

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Why Sunglasses are Like Insurance for Your Eyes

- Our Take on National Sunglasses Day - June 27 is National Sunglasses Day and we're celebrating the dissemination of information. As insurance agents that deal with all forms of national coverage, including NJ auto,...

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When Serious Business becomes Intriguing

- Odd Facts about Modern-Day Commercial Enterprises - Warren Buffet started out quite young at business. He was only 14 when he bought a 40-acre farm with money that he made by peddling bottles of soda and magazines...

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The Best Safety Tips for Driving in the Rain

- Car, Truck or Van Wet Weather Driving - As rain pours and pours over NY, NJ, PA and other parts of the country, commuters face traveling hazards that can lead to accidents. Learn how to drive defensively with these...

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Glad to be at Home: Bliss of a Snow Day

A PRIME Insurance Blizzard Special - As kids across NY, NJ, PA, and other spots in the northeast press their noses to window panes, there's a wistful prayer they share: "Please let it snow - a lot! So much that school...

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Better at Winter Sports: How to Stay Safe and Warm

Well, fellow residents of NY, NJ, and PA! The winter has finally caught up with us! As the thermometer's mercury slides precariously down to average or below average temps, it's prudent to make ourselves - and our kids...

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Own a Life Science Company?

- Your Insurance Needs are Different than Most - Are you a biotechnology, specialty pharmaceutical or medical product manufacturing company or a contract research or site management organization? PRIME has the coverage...

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7 Smart Tips on How to Close Your Pool

- Say good-bye to your pool easily as you prepare for next year's pool season! - A week before closing, make sure your pool's pH, alkalinity and calcium hardness is up to par. Perform a shock treatment on your pool...

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Hot Enough For ‘Ya? Get the Tips to Cool Down!

Back in January, how we longed for those deliciously warm days of summer! The thought of stepping out of our homes minus any need to wear hats and coats or scrape the ice off the car seems to always bring a wistful...

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