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Wildfire Damages: What Your Insurance Covers

If you haven't thought about a wildfire, all you need as a reminder of the possibility of its occurrence is a look at the national news stories. The devastation and impact on both property and human life is...

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Insurance for Property Managers, Why?

(It's Coverage for Liability Claims!) - If you are a property manager, you understand the insurance implications. You've got your own form of risk exposure that needs specific insurance coverage. Here's what can happen...

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Keeping Kids Safe and Happy in the Playground

Of all things that naturally pair together, you'd have to agree that kids and the outdoor playground are a synonymous set. From the squeak of the soaring swings, to the twists and turns of the intricate maze systems...

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How to Spruce up Your Home the Easy Way

Spring's arrival bathes our immediate landscape with a blooming new beautiful appearance. It goads us on to complement the fresh look in our homes by getting it as dust-free and spanking clean as we can. Use the extra...

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Does Your Insurance Cover all Liability?

A NJ Personal Umbrella Insurance Policy Fills the Gaps! If you have a standard Homeowners or Business Insurance plan, beware! Should you confront a liability scenario that is not under the policy, it could evolve into...

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These Lawsuits Should Have Occurred on April First!

They say life is stranger than fiction. After reading about these suits, you'll say every day is stranger than April Fool's Day. Lawsuit and Insurance Claims that Look Like Jokes - After all the comments he got about...

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This is the Safe Way we Wash Our Clothes!

- How to Avoid Risk Exposure when doing Laundry - Following your garments' laundering instructions is essential to extend both life and look. What everyone involved in the chore must be equally mindful of is the...

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How to Best Plant Your Home Garden

Oh, the wonders of spring! The sun shines, the trees blossom and the birds sing the melody of the season. What better time than now to create your garden? Ten tips for Cultivating - Determine the type Think about the...

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How to Be Safe While Riding Your Motorcycle

We know you don't want to be told that you place yourself at risk for an accident if you ride your bike. You know that motorcycles are far more dangerous than a car already. What you really need to know though is how...

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How to Know if Your Baby Needs Doctor’s Care

A parent's love for a child is incomparable to any other emotion. Aside from purchasing a life insurance policy, how can we ensure a bright future for our offspring? Right from the start, the key is to be in tune with...

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How to Get the Best Lighting for Your Home

As far as correct lighting goes, there are all sorts of opinions. According to the Homeowners or Renters Insurance provider, getting the correct outdoor lighting is vital for warding off burglaries, thefts and...

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PRIME Insurance Presents Raffle Winner with $50

- Many Sign Up for NJ Homeowners and Auto Coverage - Last Sunday March 13, Lakewood, NJ experienced extraordinary excitement as the Lake Terrace Ballroom held its first Smart Living Expo for the 40 year age plus crowd....

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What Doctors Do When a NJ BME Notice Arrives

Physicians in the Garden State face all types of challenges. Naturally, complaints from patients are one of them. How would you respond if one of your patients reported a complaint with the NJ Board of Examiners? The...

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When Serious Business becomes Intriguing

- Odd Facts about Modern-Day Commercial Enterprises - Warren Buffet started out quite young at business. He was only 14 when he bought a 40-acre farm with money that he made by peddling bottles of soda and magazines...

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Home Yard Maintenance: How to do it Safe

If you are like other homeowners and renters, you welcome the first signs of an early spring with gusto! Your enthusiasm may even get you to jumpstart start your yard work. Before rolling up your sleeves and gardening...

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Why and How to Start Spring Allergy Treatment Earlier

This year's mild winter has its pros and cons. If you have begun feeling an itch at your eyes, nose and throat as well as headaches and sinus pressure, it's likely not your imagination. According to experts, weather...

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Why Your Specialty Non-Profit Needs Tailored Insurance

- NJ Insurance Claim Scenarios - NJ Non-Profit Directors and Officers Insurance The directors of a chamber of commerce became involved in undertakings that were not associated with the founding trustees' original...

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How to Protect your Auto Shop Property

- Get Good Business Insurance Coverage! - There are so many auto repair shop owners like you that are worried about liability risk exposure. See why getting a tailored NJ commercial insurance policy is your best...

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When February Has an Extra Day

Just in case you forgot to check your calendar, today is not March 1st. It is February 29th, the rare day added to the end of the third month in a leap year. Fun Facts about February 29th - The added day occurs...

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20 of the Most Amazing Things about Cars

Cars, trucks, motorcycles, RVs, ATVs - what would we do without our mode of road travel? Involved in all forms of NJ auto insurance matters, PRIME Insurance Agency presents these twenty vehicle facts for your enjoyment....

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How to Prepare and Cook Food Safely

- Keeping Clean in the Kitchen - You have an enemy in the kitchen and it's something that you cannot even see with your naked eye. Bacteria spread easily and quickly. It can go from your hands, to your countertops, to...

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How to Proceed Following a Winter Auto Collision

Below zero temps, blowing winds and icy road spots - these are the awful factors that drivers must confront in wintertime. When an auto accident occurs on top of it all, the situation becomes more serious. Winter's...

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Amazing Things You Need to Know about Lakewood, NJ

The startling growth of a small town turned big will blow your mind. Home to a plethora of parks, schools, universities, arts, eateries, businesses, houses of worship and a hospital, Lakewood's metamorphic...

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Sledding Safety Alert: 6 Smart Tips for Parents

- Avoiding the Snow Sport's Risk Exposure - For us old-fogies, the memories of sledding down a steep hill bring almost as much pleasure as the pastime. Now that you are a parent, you certainly want to give the same...

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True, Weird and Astounding Winter-Fact Coverage

Though the El Nino phenomenon has greatly impacted Los Angeles, CA and surrounding areas, here in NY, NJ and PA, we've barely scraped the top of the 2015-2016 winter barrel. After just a slight bought of cold, can you...

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How to be More Prepared for a Blizzard

- Forearming in NJ, NY, PA and Other Storm Zones - Okay, we've been lucky so far, enjoying an extraordinary warm winter. Don't get too comfortable though. It's safe to assume we won't go completely unscathed before the...

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Season’s Greetings: It’s Holiday Time!

- Holiday Facts You May Never Have Known - - It's the season for giving and receiving presents. Wrapped gifts mean an excess of wrapping paper leading to approximately four million tons of paper waste in...

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Was the California Mass Shooting an Act of Terrorism?

- Grappling with the Aftermath of the Violence - The flags in front of the White House and other government buildings flew at half-staff as Americans wonder what, how and - WHY?? Following the tragic chain of events in...

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Holiday Season: “Mommy, Daddy, buy me this, buy me that!”

As the gift season rapidly approaches, the danger of your kids becoming spoiled 'give-me freaks' never becomes as real. Remedy the trend by focusing on teaching meaningful values. Eight Tips on How to Impart Proper...

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Are You a NJ Metal Fabricating Business?

- You Have Distinct Insurance Needs - Whether you are a big company that concentrates on bulk orders, a smaller enterprise dealing with customized orders, or a provider of both, your metal fabricating business has...

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Are You a Landlord?

Those who think being a landlord is easy may have another coming to them. If you are a landlord, you know that owning an investment property is not like being a regular homeowner. How do you make the most of your...

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More Friendly Service at PRIME Insurance!

- Welcome Aliza and Emmy to the PRIME Team! - Come to the PRIME Insurance central office here in Lakewood, NJ and you'll see a happening place, where professional staff members work together to provide exceptional...

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NJ Shore Area: The Aftermath of Hurricane Sandy

AP Photo by Mel Evans NJ Homeowners - How far have we come in three years? - October 29. 2015 marked three years since the great storm that rocked the Tri-State area. For shore area homeowners, the devastation stood...

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Choosing a Builder to Construct the Home to be Lived in – by You

- "Home is where the heart is." - The warming saying above the faint outline of a quaint-looking house framed by lively multihued flowers and luxuriant leafy greenery was the bold imprint on the eye-catching...

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Are Diving Boards Worth The Risks?

- Summer Fun vs Danger - Ah, the summer! When school's out and the sun is in, summer is the joyous time synonymous with relaxation, recreation and good old fashioned family fun . Having a backyard pool serves these...

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PATTING YOURSELF ON THE BACK CUZ OF YOUR NEW AUTO POLICY?

NOT SO FAST... - Whad 'ya buy? - PRIME Insurance: "So you bought NJ car insurance online. How much PIP coverage do you have now? " Consumer: "PIP? Uh, not sure." PRIME Insurance: "You mean you bought insurance...

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