Cyber attacks continue to be the leading fear among business owners. According to a recent study by patient information management firm, Protenus, there were three times as many breaches in 2018 within the health...

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Fishing tournaments have become very popular amongst fishing sportspeople. For fans and others the following tidbits will add an extra element of intrigue and excitement to a special event that is intrinsically already...

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Floor layers and those contractors involved with other floor jobs need insurance coverage designed to protect the work they do. Professional floor installers have intrinsic exposure to being the brunt of a bodily injury...

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Errors and Omissions policies are also known as Professional Liability insurance. Errors and Omissions policies that are written for labor unions can protect a union and its members from claims in regard to genuine acts...

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Both body and ear piercing trace their origins in history to ancient civilizations and jewelry adornment for both men and women. Though society today has implement hygiene and other means to prevent infection and injury,...

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A PRIME Insurance Special Report - Hate crimes include violent or harassing acts that are motivated by discrimination against race, religion, gender, ethnic culture and disability, among other things. “The opposite of...

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It was stuff made of a nightmare when a CO woman was diagnosed with two malignant kidneys and had both removed, only to discover thereafter that the organs had in fact been healthy. The woman tragically died before...

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There’s good news for the younger generation wishing to join the workforce, as well as for businesses. The Federal government is now giving more leeway for businesses to present unpaid internship opportunities. This...

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If you are an electrician, you face the same risks as other business owners and more. The equipment used can be hazardous and so can the structures worked on, whether residential or commercial in nature. In the event of...

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Animal rights, humane societies and animal shelter organizations share the universal creed of working towards bettering the lot of animals through kindness. Whether big and multifaceted, like the universally known PETA,...

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From very public figures, like politicians, to a person in the private sector, false accusations are something to be concerned about as evidenced in of documented 290 wrongful convictions that were overturned in the US...

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We’ve recently heard about restaurants that have been in the media’s spotlight for asking certain patrons to leave based on political leanings and for taking other actions that may be the basis for a lawsuit. Restaurant...

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If you are a document destroying company, your clients make up a variety of businesses, nonprofits and organizations that take the privacy of their clients seriously enough to hire your professional services. Your...

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Employment Practices Liability Insurance, generally known as EPLI, has become a coverage staple in the commercial world. There’s widespread reason for it, as the following scenario experienced by a PRIME Insurance...

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Ask the insurance pros. They’ll verify the truth that dog owners are hesitant to believe: dog bites really are more commonplace than you may believe. Dog bites and related injuries and damages, in fact, were the reason...

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The social needs of our communities are addressed by multi-faceted assistance. This includes: Abused Victim Shelters, as well as Animal Shelters: Big Brother and Sister Groups; Botanical Garden Groups, Caregiver...

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Performing arts and art and culture organizations may pride themselves on being non-profits, nonetheless, the unique liability risks that they face, exposes them to a host of losses and damages. That is why they need...

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- PRIME Insurance Agency and Non-Profit Commercial Insurance - If you thought your fraternal club is immune to insurance protection, you've got another thing coming. All sorts of liability exposure can creep up, leaving...

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Coverage for all the Liability Risks You Have! - Okay, you say. Everyone knows the big guys need insurance. But us? We're an association with less than 5 condo units and there is not even a swimming pool! Well, good...

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- NJ Home-Seller's Defense against Lawsuits - If you are a real estate agent, the last thing you want is a lawsuit. But lawsuits are a fact of life among professionals like you. And they occur quite often. A real estate...

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- Better Protection for Business Exposure to Growing Risks - In today’s corporate world where the complexity of service, technology, privacy breaches and more puts your business at risk for lawsuit liability, anything...

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- You Are Liable for Damages! - You are a land owner. Though you lease your property to others, you face a lot of undesirable liability exposure. Follow the claim examples below to understand what type of risk you face....

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General Liability Insurance and/or NJ Liquor Liability Insurance - PRIME Insurance facilitates Special Event Coverage for unique liability exposure risk at: Beer Garden or Beer Tent Affairs Concerts Musical...

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- Do You WANT to Understand Insurance? - Based on years of experience with dealing with all types of folks, PRIME Insurance has learned that today’s customers are different than those of yore. Today, customers want to...

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It’s for Your Protection! The facts from PRIME Insurance Agency True Childcare Claims: Example of Third Party Liability Mr. and Mrs. Jones* were angry. Their preschool age child was denied entry into the Montessori...

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- Make sure you have the right insurance coverage! - You deal with a variety of pet related products. You’re used to lively human chatter along with the all types of animal sounds that accompanying four-legged friends...

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See what Insurance other Agencies Buy for Protection! - PRIME Presents Employment Practices Liability (EPLI) Coverage for Recruiters - PRIME is pleased to offer ‘A’ or higher rated EPLI plans that meet your specific...

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- Question: What’s an employer more likley to get a claim for – employment or property/general liability? - Statistics point to the fact that a business owner is more prone to having an employment claim than a property...

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You deal with a lot of exposures. You need good insurance. - Hot surfaces. Sharp knives. Food-related illnesses. Cleanliness issues. The list goes on... Restaurant owners in NJ face risks most other business owners don’...

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- Non-Profit Organizations You know your non-profit organization's goals. We know risk. Let us reduce yours. - US-based non-profit organizations operate worldwide, responding to need on a global basis. Workers and...

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