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Errors and Omissions: Why a Labor Union needs related Insurance

Errors and Omissions policies are also known as Professional Liability insurance. Errors and Omissions policies that are written for labor unions can protect a union and its members from claims in regard to genuine...

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Body and Ear Piercing Liability: What insurance for the Professional

Both body and ear piercing trace their origins in history to ancient civilizations and jewelry adornment for both men and women. Though society today has implement hygiene and other means to prevent infection and...

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How to Combat Hate Crimes in America

A PRIME Insurance Special Report - Hate crimes include violent or harassing acts that are motivated by discrimination against race, religion, gender, ethnic culture and disability, among other things. “The opposite...

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Why there is Professional Liability Insurance for a Hospital

It was stuff made of a nightmare when a CO woman was diagnosed with two malignant kidneys and had both removed, only to discover thereafter that the organs had in fact been healthy. The woman tragically died before...

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How to Address the Risks of Unpaid Interns in Your Business

There’s good news for the younger generation wishing to join the workforce, as well as for businesses. The Federal government is now giving more leeway for businesses to present unpaid internship opportunities....

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Electricians: What to Look for in an Insurance Policy

If you are an electrician, you face the same risks as other business owners and more. The equipment used can be hazardous and so can the structures worked on, whether residential or commercial in nature. In the event...

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How Insurance can Protect Animal Rights/Rescue/Shelter Non-Profits

Animal rights, humane societies and animal shelter organizations share the universal creed of working towards bettering the lot of animals through kindness. Whether big and multifaceted, like the universally known ...

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Fascinating Facts about False Accusations and Related Lawsuits

From very public figures, like politicians, to a person in the private sector, false accusations are something to be concerned about as evidenced in of documented 290 wrongful convictions that were overturned in the US...

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Can Insurance Protect a Restaurant from a Lawsuit, Fire and More?

We’ve recently heard about restaurants that have been in the media’s spotlight for asking certain patrons to leave based on political leanings and for taking other actions that may be the basis for a lawsuit. ...

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Professional Liability Insurance for a Document Destroying Company

If you are a document destroying company, your clients make up a variety of businesses, nonprofits and organizations that take the privacy of their clients seriously enough to hire your professional services. Your...

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Why EPLI Coverage is Important in Today’s Commercial World

Employment Practices Liability Insurance, generally known as EPLI, has become a coverage staple in the commercial world. There’s widespread reason for it, as the following scenario experienced by a PRIME Insurance...

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Home Insurance: How to proceed if my Dog bites a Person?

Ask the insurance pros. They’ll verify the truth that dog owners are hesitant to believe: dog bites really are more commonplace than you may believe. Dog bites and related injuries and damages, in fact, were the...

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Why Social Services Need All-in-One Insurance

The social needs of our communities are addressed by multi-faceted assistance. This includes: Abused Victim Shelters, as well as Animal Shelters: Big Brother and Sister Groups; Botanical Garden Groups, Caregiver...

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Why Your Arts Center Needs Tailored Insurance

Performing arts and art and culture organizations may pride themselves on being non-profits, nonetheless, the unique liability risks that they face, exposes them to a host of losses and damages. That is why they need...

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Does Your Club Have Adequate Insurance Coverage?

- PRIME Insurance Agency and Non-Profit Commercial Insurance - If you thought your fraternal club is immune to insurance protection, you've got another thing coming. All sorts of liability exposure can creep up,...

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Why a Small Condo Association Needs Insurance

Coverage for all the Liability Risks You Have! - Okay, you say. Everyone knows the big guys need insurance. But us? We're an association with less than 5 condo units and there is not even a swimming pool! Well, good...

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Why a Realtor Really Needs Errors and Omissions Insurance

- NJ Home-Seller's Defense against Lawsuits - If you are a real estate agent, the last thing you want is a lawsuit. But lawsuits are a fact of life among professionals like you. And they occur quite often. A real...

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Why Errors & Omissions/Media & Privacy Coverage

- Better Protection for Business Exposure to Growing Risks - In today’s corporate world where the complexity of service, technology, privacy breaches and more puts your business at risk for lawsuit liability, anything...

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Are You a Land Owner that Leases to Others?

- You Are Liable for Damages! - You are a land owner. Though you lease your property to others, you face a lot of undesirable liability exposure. Follow the claim examples below to understand what type of risk you...

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Special Events - Special Insurance Coverage

General Liability Insurance and/or NJ Liquor Liability Insurance - PRIME Insurance facilitates Special Event Coverage for unique liability exposure risk at: Beer Garden or Beer Tent Affairs Concerts Musical...

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Do You Understand Insurance?

- Do You WANT to Understand Insurance? - Based on years of experience with dealing with all types of folks, PRIME Insurance has learned that today’s customers are different than those of yore. Today, customers want to...

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Childcare Facilities Need Employment Practices Liability Insurance Too!

It’s for Your Protection! The facts from PRIME Insurance Agency True Childcare Claims: Example of Third Party Liability Mr. and Mrs. Jones* were angry. Their preschool age child was denied entry into the Montessori...

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Own a Pet Care Store?

- Make sure you have the right insurance coverage! - You deal with a variety of pet related products. You’re used to lively human chatter along with the all types of animal sounds that accompanying four-legged friends...

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Are You a Staffing Agency?

See what Insurance other Agencies Buy for Protection! - PRIME Presents Employment Practices Liability (EPLI) Coverage for Recruiters - PRIME is pleased to offer ‘A’ or higher rated EPLI plans that meet your specific...

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If You’re a Small Business, You Need Employment Practices Liability Insurance (EPLI).

- Question: What’s an employer more likley to get a claim for – employment or property/general liability? - Statistics point to the fact that a business owner is more prone to having an employment claim than a property...

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Want the right coverage to help protect your restaurant?

You deal with a lot of exposures. You need good insurance. - Hot surfaces. Sharp knives. Food-related illnesses. Cleanliness issues. The list goes on... Restaurant owners in NJ face risks most other business owners don’...

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Prime Insurance Agency Presents….ACE USA Industry Solutions

- Non-Profit Organizations You know your non-profit organization's goals. We know risk. Let us reduce yours. - US-based non-profit organizations operate worldwide, responding to need on a global basis. Workers and...

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