Boat lovers recognize that many enduring memories are created from leisure or sport time on the water. Yet, no one can deny the hazards that tropical storms and hurricanes present. Aside of course for having already...

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Cyber attacks continue to be the leading fear among business owners. According to a recent study by patient information management firm, Protenus, there were three times as many breaches in 2018 within the health...

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As we enjoy the holiday weekend by participating in recreational activities together with family and friends, we would be remiss if we would not take some time to focus on the serious nature of the juncture. Prime...

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Errors and Omissions policies are also known as Professional Liability insurance. Errors and Omissions policies that are written for labor unions can protect a union and its members from claims in regard to genuine acts...

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It happened to us just last week. After exiting a friend’s home, we started toward our car, parked by the curbside. Then, a neighbor yelled something and we found ourselves in the direct path of his barking large dog....

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Insurance fraud costs all of us: the insurance industry, businesses and employees. Business owners can empower themselves against workers comp fraud with advice from the pros. RELATED: Two recent fraudulent workers comp...

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With hurricanes, tropical storms and floods in the news this very wet season, the frightening statistic on flash floods and car risks has insurance professionals highlighting important safety tips. Get this: close to...

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Pedestrians always face risks when it comes to vehicular traffic. Certainly night-time walking significantly magnifies the safety hazards. The insurance industry’s familiarity with associated insurance claims has made...

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“I remember it like it was yesterday,” said my friend who ironically works in the auto insurance department of an agency. “I swung into my driveway after midnight right alongside my daughter’s parked car and noticed the...

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The first week of August is marked in NY by “Speed Week”, a state-wide campaign to target drivers that speed beyond the posted speed limit. “Studies have shown, speeding kills,” says NY State Police Superintendent...

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A PRIME Insurance Special Report - It’s about 9:20 Friday morning on July 6th in Lakewood, NJ. The early morning’s heavy rain has subsided. There is no longer a need for my windshield wipers’ winding actions. I make a...

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Spring turns to summer as families and friends get together in the outdoors to celebrate life. Grilling is as much a part of the season as the warm rays of the sun but here’s the warning: barbecues can be dangerous....

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If you are a document destroying company, your clients make up a variety of businesses, nonprofits and organizations that take the privacy of their clients seriously enough to hire your professional services. Your...

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- A PRIME Insurance Spring/Summer Bulletin - Among other states, NY, NJ and PA boast forests, lakes and countryside that are the envy of the urban dweller. Nonetheless, folks living in rural areas where bears ramble are...

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- PRIME Insurance Presents UPC’s Home Self-Inspection - Prime Insurance proudly partners with UPC to announce the UPC Home Self-Inspection Program! This novel HSI option enables home insurance clients to opt for a do-it-...

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Ladders are one of the chief sources of injury and death in a place of work. The stunning price tag linked to this has caused a rise in costly workers comp insurance claims as well as a reduced labor force. As per a...

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Does your company Take credit card payments? Use online banking? Have a social media presence? Store confidential customer or employee information on the computer? If you answered in the affirmative to any of these...

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It’s cold. So cold, in fact that the weathermen are talking about record-breaking lows and that’s nothing to sneeze about, even though plenty of us are doing just that. For the fun of things, let’s take a look at some...

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A PRIME Insurance – Plymouth Rock Special! - Prime Insurance partners with Plymouth Rock to make auto coverage and sports dreams come true! Plymouth Rock’s coalition with the New Jersey Prudential Center and NJ Devils...

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If you file any form of insurance claim – from homeowners to auto to workers comp – be aware that what you say can work against you. It is common for insurance claims adjusters and insurance company risk managers to use...

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A PRIME Insurance – National General Special - PRIME’s partnership with the leading property insurance providers helps homeowners deal with losses and damages in an optimum manner. Below we list some of the most common...

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National General ranks high among the leading insurance companies that PRIME deals with, giving customers the full spectrum of premiere service. The Claims Process for NatGen Premier Auto Insurance - Frequently Asked...

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Every business should be concerned about employee health, safety and accompanying workers comp costs. As the media highlights the devastating effects of workers' pain management and opioid dependency, insurance...

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Commercial, educational and religious groups traveling overseas face wide international risks. In response, PRIME Insurance has teamed up with the leading companies, like CHUBB, in order to offer the needed protection....

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Fraud embezzles US insurance companies out of approximately $32 billion per year and painfully reflects in an increase of higher premiums for all policyholders. As a result, the insurers tend to look quizzically at...

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The sudden disappearance of EgyptAir Flight 804, in May of 2016 held the world on edge. Whether the tragic crash was terrorist related or a mechanical failure is what investigators are still probing. For the rest of us,...

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The social needs of our communities are addressed by multi-faceted assistance. This includes: Abused Victim Shelters, as well as Animal Shelters: Big Brother and Sister Groups; Botanical Garden Groups, Caregiver...

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(It's Coverage for Liability Claims!) - If you are a property manager, you understand the insurance implications. You've got your own form of risk exposure that needs specific insurance coverage. Here's what can happen...

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Technology Errors and Omissions Professional Liability Coverage - It's a different world we live in than even a decade ago. And the liability risks faced by tech companies are even higher than ever. Claim Scenarios that...

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Term, Whole and Universal Life Insurance: these are all differing life insurance plans, designed for the various stages of an individual's lifecycle. An insurance professional will tell you that having the right type of...

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- Your NJ Homeowners Insurance Isn't Enough! - If you run any form of business within your home, don't kid yourself: your Homeowners Insurance policy probably does not have adequate coverage to protect you from all the...

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- NJ Home-Seller's Defense against Lawsuits - If you are a real estate agent, the last thing you want is a lawsuit. But lawsuits are a fact of life among professionals like you. And they occur quite often. A real estate...

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What happens when mistakes occur? At times they lead to amazing results, such as the invention of some of our most indispensable products! Chocolate Chip Cookies Yes, this delicious variety was created by chance! As...

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- Your Insurance Needs are Different than Most - Are you a biotechnology, specialty pharmaceutical or medical product manufacturing company or a contract research or site management organization? PRIME has the coverage...

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PRIME Insurance and CNA Bring You Coverage Plus - PRIME Insurance presents CNA's Aging Services Insurance. But it's more than excellent coverage. It's a plan that offers guidance in managing the risks. Carefully...

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A PRIME Insurance and CNA Special - How much better would your aging facility be if your resident fall rate would decrease? - Allegations associated with resident falls: CNA Aging Services Claims Report 2014 45.6% -...

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STRANGER THAN FICTION - What do you get when you defraud six different insurance companies by creating fake injuries for fake employees who work for imaginary employers? The answer is nearly half a million dollars in...

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- Non-Profit Organizations You know your non-profit organization's goals. We know risk. Let us reduce yours. - US-based non-profit organizations operate worldwide, responding to need on a global basis. Workers and...

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Robin Hood of Workers' Comp A doctor in California was sentenced to five years of probation with 12 months of home confinement for defrauding the Federal Government and submitting fraudulent workers' compensation claims...

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Prescription to Prison - - In March of 2014, a man in Washington state was convicted of making 51 trips to emergency rooms and urgent care clinics across western Washington to fraudulently obtain pain medications. The...

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The pervasive deep freeze that has blanketed much of the U.S. is causing a host of problems for homeowners - everything from where to put several feet of snow when shoveling to preventing ice dams and leaks on snow-...

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