Follow these guidelines to not only help you prevent loss, but to help you get up-and-running as quickly as possible.
Ensure you have adequate insurance coverage for business equipment.
This will help to repair or replace your damaged or destroyed equipment after a covered loss.
Keep an up-to-date inventory of your business equipment.
Remember to include leased equipment that is not specifically insured by the leasing company.
Take security precautions.
If possible, avoid having a concentration of valuable items located in one area, as it can provide a would-be thief a quick and easy target.
When you buy equipment, record the serial numbers of each item and store them in a safe place.
You may want to install a security alarm, and visibly display the alarm company's shield.
Use surge protection devices.
Properly installed electrical service meter surge protection devices (SPDs) used in conjunction with individual plug-in SPDs offer a high level of protection for your building(s) and business equipment.
The electrical service meter SPD needs professional installation, while you may install individual plug-in SPDs yourself.
Consider installing a lightning protection system.
A qualified contractor should install a lightning protection system. Prime Insurance Agency does not evaluate the qualifications of contractors, but we can recommend the following agencies for assistance in making that determination:
Lightning Protection Institute (LPI)
P.O. Box 6336
St. Joseph, MO 64506
1-888-488-6864
www.lightning.org
Underwriters Laboratories Inc.
333 Pfingsten Road
Northbrook, IL 60062
1-847-272-8800
Underwriters Laboratories of Canada
Crouse Road
Toronto, Ontario MIR 3A9
1-800-INFO-ULC (in Canada)
www.ulc.ca
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